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A flexible health savings account (FSA) is a benefit commonly offered alongside your employer’s medical insurance plan. The money you deposit in this account is not taxed, and you can use these funds for many out-of-pocket medical expenses. Since the FSA is tax-advantaged, you get more out of these funds. The list of allowable costs is rather large, and it’s easy to overlook some particularly good options. Did you know that many eye care-related expenditures can be covered by the money in your FSA? The costs for these services can add up quickly, especially if you have specialized eye problems. FLEX spending accounts ease the financial burden for the following procedures:

FSA for eye care

Comprehensive Eye Exams

You may avoid getting an eye exam until your vision changes, but this procedure does more than adjust your prescription. Proactively screening for diseases and conditions targeting the eye helps you get the medical attention you need at the first signs of a problem. When certain conditions are caught early, you improve your chances for a positive health outcome.

Vision Correction Surgery

Vision correction surgery uses specialized lasers to fix certain eye problems so you can see clearly without corrective lenses. Not all eyes are suitable for this process procedure, but those that are good matches can end up with 20/20 vision. The cost for this procedure is a significant medical expense. You maximize your spending on this process when you use FSA funds to cover it, since you don’t pay taxes on this money.

Cataract and Premium Lens Implantation Surgery and Other Medical Treatments and Procedures

Seek medical evaluation and treatment for your eye care this year.

Don’t Wait to Spend FSA Funds

The only catch with your FLEX spending account is that unused money disappears at the end of the year. You could end up losing thousands if you maximize your contribution and get additional funds from your employer. At that point, you’re tossing cash down the drain on December 31.

Eye-care related expenses are a great way to spend this money, whether you want a new pair of glasses or an annual eye exam. Your vision is an important part of your overall health and wellbeing, so make sure to take good care of your eyes. Make your appointments before the end of the year to get the most out of your FSA. Call Silverstein Eye Centers at 816.358.3600 to schedule your appointment.

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